Thus, the term "commercial" in the name of the Bank has lost the original meaning. Active operations is a set of operations on storage- of own and borrowed funds of the Bank to obtain profit. The placement of these funds on its own behalf and at own expense. The provision of commercial credit to the reglirums Bank. In Western Europe the transition to credit banking houses and commercial banks occurred in the second half of the XVII century, in the US the history of banking begins since the second half of the XVIII century The first attempt to create a commercial Bank in Russia was taken in Pskov Governor Afanasy Ordin-Nashokina, but this the idea has not been approved by the Central government.
Commission operations are operations that the Bank is in breach- et on behalf of their clients and charge h u. To reveal the relationship of all the concepts, their internal logic and model money flows through the banking system. The government is interested in the placement of public debt- ha in the Central Bank, in order not to affect negatively the liquid- ness of the banking system, not to deprive the private sector of borrowed resources owls, not to raise interest rates. But not the variety of services provided by banks, explains their role in the modern economy. The fundamental principles of the activities of commercial the Bank are: work within the resources actually available, economic independence, building customer com- interrelation ships among the market type.
Line of credit is a legally binding obligation the Bank or credit institution to the borrower to provide him with within a certain period of time loans within the agreed vanny limit. 02-63. The guarantor can be any entity (Bank, Association, company, etc.). The insurance contract if- laga to the credit agreement. In this case, after the mortgage-credit relations of the seller immediately receives the money from the Bank, the buyer when- acquires all rights of the owner of the object of purchase that cast Menno mortgaged in the Bank. The request shall indicate the purpose of the loan, its amount and the period for Ko which credit is sought. PRINCIPLES COMMERCIAL BANK The set of reasons that businesses guide podstolice in the process of activity, called principles. General features of banking operations and services are: continuing character of trust property, the exercise by the Stan- standard rules in accordance with the law or banking mi rules and customs. Therefore remains a key function of the conductor a money but-the credit policy of the state, and a new understanding economic processes naturally leads to a focus on stabilization in an ever more closely linked to General economic politikoy. Within provided- tion of the loan, the Bank pays all the accounts of a business entity.